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Has your website ever disappeared? Are you hosting with a hosting company, or someone that is doing you a "favor". Is the company you are using focused on something other than hosting? Like a web designer, IT person, or a friend. If so then you are leaving yourself open to having your website disappear (literally) or being held hostage to that other business. What if the business closes, the person dies, or will no longer answer your calls for various reasons. What will you do?